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As the New Year begins, it’s a great time to take note of important financial events that are coming this year. This will let you plan for them and avoid penalties and interest charges for missed payments. January Be sure you have signed up for your company’s 401(k) program – especially if your employer offers […]
For many of us, financial planning can be difficult. Maybe we’re young and we want to have a good time now and worry about the future later. Maybe we’re older and can’t bear to see how far behind we are in saving for retirement. Maybe we feel constrained by plans and want the freedom to […]
Smart, well-intentioned investors may harm their financial futures when they delay money matters. Tomorrow seems like a great day for difficult things. If it’s not fun, if we lack the proper skills or if the task takes us back to previous painful mistakes, tomorrow usually seems best. When outsourcing professional services, procrastination can be especially […]
Retirement income involves thinking about the amount of money that you need for expenses and determining the source of these funds. The key difference between where you get your cash in retirement years versus working years is that you’ll no longer receive a paycheck in retirement, and you’ll need to replace that income from investments […]