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Procrastination Costs You Money

By Arlen T Olberding, CFP® on March 17, 2014

Smart, well-intentioned investors may harm their financial futures when they delay money matters. Tomorrow seems like a great day for difficult things. If it’s not fun, if we lack the proper skills or if the task takes us back to previous painful mistakes, tomorrow usually seems best. When outsourcing professional services, procrastination can be especially […]

Posted in Cash Flow | Tagged expenses, fee-only, Fort Collins Financial Planner, retirement income, retirement planning

How to manage expenses in retirement

By Arlen T Olberding, CFP® on January 23, 2014

The basic concept is really pretty simple: keep annual expenses below the planned withdrawal rate of your assets. As usual, it’s the details that can get a little tricky.

Posted in Retirement Planning | Tagged expenses, financial advisors, Fort Collins Financial Planner, retirement planning

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