How to manage expenses in retirement
The basic concept is really pretty simple: keep annual expenses below the planned withdrawal rate of your assets. As usual, it’s the details that can get a little tricky.
Fee-Only vs. Commission and Fee-Based Financial Advisors
There are many terms out there describing financial advisors and sometimes it’s hard to figure out what they all mean and why it matters. It does matter. Their “classification” can tell you a lot about how they are compensated, work with clients, and their fiduciary responsibility. Fee-Only financial planners are registered investment advisors (RIAs) with […]