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Procrastination Costs You Money

By Arlen T Olberding, CFP® on March 17, 2014

Smart, well-intentioned investors may harm their financial futures when they delay money matters. Tomorrow seems like a great day for difficult things. If it’s not fun, if we lack the proper skills or if the task takes us back to previous painful mistakes, tomorrow usually seems best. When outsourcing professional services, procrastination can be especially […]

Posted in Cash Flow | Tagged expenses, fee-only, Fort Collins Financial Planner, retirement income, retirement planning

Distribution Planning in Retirement

By Arlen T Olberding, CFP® on March 6, 2014

Retirement income involves thinking about the amount of money that you need for expenses and determining the source of these funds.  The key difference between where you get your cash in retirement years versus working years is that you’ll no longer receive a paycheck in retirement, and you’ll need to replace that income from investments […]

Posted in Cash Flow, Fundamentals, Retirement Planning | Tagged fee-only, retirement income, retirement planning, RMD

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